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Affording Army and Navy Academy

On average, over 20% of families apply for financial assistance each year. We offer need-based financial aid awards to a broad range of income levels. The average award can range from several thousand dollars to as much as 50-75% of tuition based on the demonstrated financial need of the family.

Awards are administered by a financial aid committee which follows guidelines of the National Association of Independent Schools (NAIS). Also, financial aid decisions regarding a families ability to finance their student’s education in part is based on the methodology of the School and Student Service for Financial Aid (SSS) of Princeton New Jersey.

The Parents’ Financial Statement (PFS)

The PFS is a comprehensive online form that enables School and Student Services (SSS) to estimate the amount your family can contribute towards your child’s tuition. SSS reports the estimate to any school or schools you indicate on your PFS.

If your child is applying to more than one school and/or you have multiple children applying, only one PFS application is needed for all schools for all of your children.

The PFS is open for applications on November 1st.

The Army and Navy Academy uses recommendations from SSS in determining awards, as well as academic grades and citizenship records.

Financial Aid awards are given on a first-come basis, so it is best to submit all relevant forms as early as possible.

The final deadline for the PFS for returning and new prospective families is April 1st.

How to Complete the PFS

You may begin your financial aid application after official acceptance by following these steps.


  • If you are a first-time user, you will be asked to create an account
  • Returning families can login using last year’s email and password

Begin your PFS Application for the upcoming academic school year.

  • The ‘School Code’ for Army and Navy Academy is 1201
  • You may save and log out of the PFS website at any time and return later to complete the form

Once complete, review and submit your PFS.

  • NOTE: Once submitted, your PFS cannot be withdrawn from the SSS system.

After submission of your PFS, you will be asked to pay a nonrefundable processing fee.

  • If you qualify for a fee waiver, you will be automatically notified on the processing fee page

Visit the “Manage Documents” section of the website to upload your family’s supplementary documents required by Army and Navy Academy.

  • Required documentation includes an official copy of your most recent tax return (previous years are not accepted, and it must be from the most recent year)

More Financial Options

  • Payment Plans – Choose a Single or Seven Payment Plan in the Smart Tuition portal after completing the Continuous Enrollment Agreement (CEA).
  • Loans from YourTuitionSolution.comApply for a loan to supplement awards and discounts if needed.
  • 3rd-Party/Online Fundraising – Please disclose all contributors (including Go Fund Me or other accounts) and identify the fiscally responsible party in the CEA.
  • 529 Plans – Check with your CPA on 529 Plans and how funds can be directed towards private education tuition (policies differ from state to state).

Personal Discounts

One or more discounts will be applied if you fall into any of these categories and provide the required verification.

  • Active Military, Child of Alumnus, Sibling of a Current Cadet – 10% Discount
  • New Day USA Gold Star Families – Up to full coverage of tuition (excludes books, uniforms, and incidentals).

(Discounts can also be combined with Tuition Reduction Awards.)

Feel free to contact the Office of Admission at 888.762.2338 for details and discuss any questions prior to and during your campus appointment. We are here to help make this life changing experience possible and within your reach.

Our financial assistance is limited each year and comes directly from our operating budget. Applicants who meet the deadline and all eligibility requirements will be processed for financial assistance. Applications that are remitted after the deadline will be considered only if funds are remaining in the budget.